A Behaviourally-Informed
Approach to
Equity Research
Cogentt Finance by Saili S Dalvi combines rigorous market research with an awareness of behavioural finance — research recommendations grounded in analysis, presented clearly so investors can apply their own independent judgement.
Meet Saili S Dalvi —
Your Research Analyst
I am a SEBI Registered Research Analyst (Registration No. INH000028653) based in Kalyan, Mumbai. My research process combines fundamental and technical market analysis with an awareness of behavioural finance — recognising that how an investor reads a recommendation matters as much as the recommendation itself.
Research is presented with clear rationale, risk factors, and disclosures, so that investors are equipped to apply their own independent judgement rather than act on a signal alone.
I specialize in equity research and technical analysis, offered strictly within the scope of SEBI (Research Analysts) Regulations, 2014.
Research Services
SEBI-registered equity research services, offered strictly within the scope of SEBI (Research Analysts) Regulations, 2014.
Stock Research & Recommendations
In-depth equity research covering fundamental analysis, valuation, and sector insights.
- Fundamental & valuation analysis
- Sector & industry deep-dives
- Buy / Hold / Sell recommendations
- Entry & exit price targets
- Risk assessment reports
Technical Analysis
Chart-based analysis using technical indicators to identify trends, reversals, and price levels.
- Chart pattern recognition
- Support & resistance levels
- Trend & momentum analysis
- Short & medium term setups
- Index & sector technicals
⚠️ Research services are offered strictly in accordance with SEBI (Research Analysts) Regulations, 2014, under Registration No. INH000028653. Recommendations are research opinions, not personalised investment advice — investors should apply independent judgement, or consult a SEBI-registered Investment Adviser for personalised advice, before acting.
Fee Structure
Fees for research services are governed by a signed client agreement and the Most Important Terms & Conditions (MITC), disclosed to every client before onboarding. As per SEBI norms, the maximum fee chargeable to an individual / HUF client (family of client) is capped at ₹1,51,000 per annum, exclusive of statutory levies such as GST — with no breakage fee for early termination. There is no guarantee of returns linked to fees paid, and no assured/guaranteed-return product is offered.
Research Analyst Lab
Learn how SEBI Research Analysts actually think — the methodology, not the market calls.
Research Analyst Lab is a monthly educational newsletter on equity research methodology and behavioural finance, written for investors who want to understand how professional research is done — not just what to buy or sell.
- How SEBI Research Analysts approach business & industry analysis
- Research methodologies — evaluating management quality, competitive positioning, capital allocation, and risk
- Behavioural finance concepts and investor psychology, explained in plain language
- Frameworks to help you read research more critically
- SEBI regulatory updates relevant to retail investors
What Makes Us Different
Behaviour-Aware Research
Research is presented with an awareness of behavioural finance principles, alongside fundamental and technical analysis.
Transparent & SEBI Compliant
All research follows SEBI (Research Analysts) Regulations, 2014. Every recommendation comes with clear rationale, risks, and disclosures.
Investor Education Focus
Recommendations are accompanied by the reasoning behind them, so investors can understand the "why" and "how" — not just the call.
Disclosed, Independent Research
Research is conducted independently, with conflicts of interest disclosed as required under SEBI regulations.
Mumbai-Based, India-Focused
Grounded in Indian markets and the regulatory environment relevant to Indian retail investors.
Our Research Process
Research Universe Selection
Securities are selected for research coverage based on liquidity, sector relevance, and fundamental characteristics.
Behavioural Considerations in Research
Our research process is informed by an awareness of common cognitive biases that affect investment decisions, so that recommendations are presented in a way investors can evaluate rationally.
Deep Research & Analysis
Comprehensive fundamental and technical analysis of securities, including financial statement analysis, industry study, and valuation.
Research Report & Recommendation
A research report with clear rationale, target price, stop loss, risk factors, and SEBI-mandated disclosures — explained in plain language.
Ongoing Monitoring & Updates
Markets change. Recommendations under coverage are monitored on an ongoing basis, with updates issued as required.
Important Regulatory Disclaimer
SEBI Registration: Saili S Dalvi is a SEBI Registered Research Analyst under SEBI (Research Analysts) Regulations, 2014, Registration No. INH000028653. Registration with SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Nature of Services: Cogentt Finance offers equity research and technical analysis services strictly within the scope permitted to a SEBI Registered Research Analyst. We do not provide mutual fund advisory, portfolio management, financial planning, insurance advisory, or any form of personalised investment advice. Investors seeking personalised advice should consult a SEBI-registered Investment Adviser.
Not Personalised Advice: Research reports and recommendations published on this website are research opinions on securities and are general in nature. They do not take into account the individual financial situation, objectives, or risk appetite of any specific investor. Investors should apply their own independent judgement, and are advised to read the research report / recommendation in its entirety, including the disclosures, before acting on it.
Investment Risk: Investments in securities markets are subject to market risks. Past performance is not indicative of future results. Please read all related documents carefully before investing. There is no guarantee or assurance of returns.
Grievance Redressal / Escalation Matrix:
Level 1 — Contact the Proprietor: For any grievance or complaint, please reach out directly.
Name: Saili S Dalvi
Email: cogenttfinance@gmail.com
Mobile: +91-9930121608
Office Address: Kalyan, Mumbai, Maharashtra, India
Level 2 — SCORES: If not satisfied with the response at Level 1, the client may lodge a complaint on SEBI's SCORES platform: scores.sebi.gov.in.
Level 3 — SMART ODR: If the matter still remains unresolved, it can be taken up through the SMART Online Dispute Resolution (ODR) platform for online conciliation/arbitration: smartodr.in.
Investor Charter & Do's and Don'ts: The SEBI Investor Charter for Research Analysts and the mandatory "Do's and Don'ts" while dealing with a Research Analyst (as specified under SEBI's Master Circular for Research Analysts) are available on request and will be shared with every client before onboarding, along with the Most Important Terms and Conditions (MITC) governing the scope of services, fees, and grievance process.
No Execution of Trades: As a Research Analyst, Cogentt Finance / Saili S Dalvi does not execute or carry out any purchase or sale transaction on behalf of clients. All investment decisions and their execution remain solely with the investor.
Investor Complaints Data (Monthly Disclosure): As required under SEBI's Master Circular for Research Analysts (format as per Annexure E), complaint data received against Cogentt Finance / Saili S Dalvi and its redressal status is disclosed below and updated by the 7th of every succeeding month.
| Sr. No. | Received from | Pending at the end of last month | Received | Resolved* | Total Pending# | Pending complaints > 3 months | Average Resolution time^ (in days) |
|---|---|---|---|---|---|---|---|
| 1 | Directly from Investors | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | SEBI (SCORES) | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | Stock Exchanges (BSE — RAASB) | 0 | 0 | 0 | 0 | 0 | 0 |
| Grand Total | 0 | 0 | 0 | 0 | 0 | 0 | |
*Resolved means the investor has confirmed satisfactory resolution, or 15 days have elapsed since the Action Taken Report (ATR) was submitted. #Total Pending includes complaints from previous months resolved during the current month. ^Average Resolution time is the sum of days taken to resolve each complaint during the month, divided by the number of complaints resolved. No investor complaints have been received to date. This table is reviewed and republished by the 7th of every succeeding month as required under SEBI regulations. Last updated: August 8, 2026.
Contact for Disclosures: For full regulatory disclosures, conflict of interest statements, MITC, and compliance documents, please contact us directly at the details provided in the Contact section.
Get in Touch
Have questions about our research services? Reach out — we'd love to hear from you.